Stephen Phares

NMLS #: 785397

Stephen is the Loan Production Manager in the Southampton, PA branch for First Choice Loan Services, Inc., a Wholly Owned Subsidiary of First Choice Bank. He have been originating and managing residential and commercial mortgages for the past 25 years.  

Stephen has great knowledge and understanding of how to structure loans in order to manage the expectations of all clients and get to closing on time. What makes Stephen and his team exceptional is that they have both in-house processing and underwriting at the Branch. This allows Stephen and his team the ability to provide personalized service throughout the loan process in a timely fashion.  

We give you the Big Bank product with Community Bank service. We offer Conventional, FHA, VA, Reverse loans and some portfolio products. We can originate in all 50 states.  Please feel free to contact me whether you are a buyer looking for a home, a present homeowner looking to refinance or a loan officer looking for a great place to work.